Benefits Information

Below you will find information and forms for health and dental insurance plans.  

If you have any questions regarding enrolling or changing your insurance plans, please contact Rosemarie Meehan at 781-762-1240, or email her at hr@norwoodma.gov. If enrolling in one of our medical family plans for the first time, please send a copy of your marriage certificate and any children(s) birth certificates with the enrollment forms.

Open Enrollment

FY2027 Open Enrollment for benefit-eligible employees will begin on Wednesday, April 1, 2026 and continue through Friday, May 1, 2026.  During this period, you may enroll in, change, or cancel your health, dental, vision and flexible spending accounts.

Effective Date: All Changes made during Open Enrollment will become effective July 1, 2026.

Action Needed: If you are satisfied with your current benefit elections and do not wish to make any changes, no action is required.

FY2027 GIC Benefits Overview Guide

FY2027 Insurance Premium Sheet: Rates are effective July 1, 2026

Health Insurance Forms and Information

• GIC Required Documents
• GIC Members Portal - The best way for current members to make changes in plans or dependents  during Open Enrollment or when experiencing a qualifying event.
  • MyGICLink Portal Login/Registration
• If you would like to enroll for the first time, please email hr@norwoodma.gov
• GIC Municipal Enrollment/Change Form
• GIC Dependent Age 19 to 26 Enrollment/Change Form
• GIC Provider Information
  • Mass General Brigham
  • Harvard Pilgrim
  • Wellpoint - Formerly Unicare
• Effective July 1, 2026, coverage for GLP-1 drugs prescribed only for weight loss will be eliminated.

Delta Dental Insurance Forms and Information

• Delta Dental Coverage Summary-Low
• Delta Dental Coverage Summary-High: This link includes key differences highlighted between the high and low plan
• Delta Dental Enrollment Form
  • If you change between High and Low plans or are enrolling for the first time, please clearly indicate your preferred option at the top of the form
• Delta Dental Rollover Max Information
• Delta Dental High Plan - Orthodontic Coverage

  • If a member has started treatment prior to the effective date of the new High Plan we would prorate the orthodontic benefits. We would need the following information from the dental office: Total Case Fee of the Orthodontic; Type of Orthodontic Treatment; Date of Banding; Months of Treatment.  

Vision Insurance (VSP)

• VSP Summary Information
• VSP Enrollment Form
  • Completed forms can be returned to Rosemarie Meehan by email at hr@norwoodma.gov or via interoffice mail.

Flexible Spending Account (FSA)

• FSA Enrollment is not automatically renewed year over year.
  • Employees currently enrolled who wish to continue participation must re-enroll for the new year’s plan. See the link below for instructions on using the online portal
• FSA Open Enrollment Information
  • You are encouraged to complete enrollment through the online portal (instructions are included in the attached packet)
• FSA Enrollment Form
  • Complete the form attached enrollment form and return to Rosemarie Meehan via email at hr@norwoodma.gov or through interoffice
• Contribution limits
  • Healthcare FSA maximum: $3,400
  • Dependent Care FSA maximum: $7,500 — increased from last year
• Rollover Information
  • The rollover limit has increased to $680
  • Rollovers are allowed only if you re-enroll for the new plan year

Other Forms and Information

• Authorized 403(b) Investment Providers
• Direct Deposit Form
• Address or Name Change Form
• Deduction Change Form
• Tax Form - W4 Employee's Withholding Allowance Certificate
• Tax Form - M4 Massachusetts Employee's Withholding Exemption Certificate
• 457b SMART Plan Information
• 457b SMART Plan Enrollment Form